Drop App Review 2021: Is It Safe and Worth It?

  • Share

Want to earn some extra case? Are you looking for online platforms that can make it possible? If this is the case, check out our in-depth Drop app review.

If you want to make easy money while sitting at home with your laptop or phone, there are countless ways to do so. You can take surveys, work for freelancing gigs, writer reviews, or even watch videos. 

drop app review

But, what if we say, you can earn free money by doing nothing? Believe it or not, Drop gives you free gift cards without completing any tasks out of your daily routine. 

We know what you’re thinking. Getting free money online sounds quite shady, and we can’t agree more with you. That’s why we’ve collected all the information in our Drop app review to let you judge the app for yourself. 

Drop App Review

Read along to find out whether the Drop app is worth your time or not. 

What is the Drop App?

Before we begin how to earn with Drop, you’ll need to know what it is and how it works. It is mainly a shopping app you can use for shopping online and earn reward points in return. 

Drop App Logo

Founded back in 2012, the app has gained immense popularity in the online rewards genre. Today, it has more than three million downloads and works with both Android and iOS phones. 

Besides that, you don’t need any specific skills or qualifications to join the platform. All you need is a registered credit card, and you’re good to go. Just download the app and get rewards on all the purchases using that card. 

The question is, what’s in it for them? Once you find out how the app works, you’ll know your answer. 

How Does Drop Work?

If you’ve gone through other Drop app reviews, you probably know that it pays cashback for every purchase made through your registered credit card. But, how is this business model profitable for them? 

The answer is simple; apps like Drop help brands and retailers get more business. By offering cashback, they’re increasing the brand’s sales, and earn a commission. In turn, the app owners share a percentage of their commission with you as a reward. 

It’s a profitable venture for everyone. Brands and retailers gain exposure, Drop app makes money by attracting buyers, and you get paid to shop. 

Below, we’ve listed some aspects that’ll give you an insight into how the app works. You can use this information to decide whether Drop is worth your time or not. 

How to Sign Up for Drop

The best part about the Drop app is its easy sign-up process. It won’t take you more than five minutes to become a member. 

Moreover, the app is highly intuitive and user-friendly, so beginners can easily find their way around. You have to follow five simple steps to complete the process, starting with the app download. 

After that, provide your necessary details, including your full name and email address, to sign-in. Then, the app will ask you for your credit card details. Here, you will connect your working credit card to the app, letting it track your purchases immediately. 

Upon registering your card, you’re officially a member of the Drop app. 

How to Get Started on Drop

Now that you’ve signed up, you can start earning immediately, right? Unfortunately, no. The Drop app has another step that’s different from other cashback apps from its league. 

Drop App

Here, you’ll have to choose five favorite brands from a list of Drop partner retailers. This is a crucial part, as you’ll get rewards only from the retailers you choose. It’s a good idea to choose brands that you usually shop from or expensive luxury brands that mostly offer great discounts. 

While most users get to choose five brands from the list, some report being asked for only two or three options. We guess this depends on your demographic location or your nationality. 

Nevertheless, it doesn’t matter how many brands you can choose, as long as you select the most profitable ones. And remember, you can’t change your top brands after selecting them. So make sure you choose wisely to maximize your earnings on the Drop app. 

Drop App Earning Potential

Signing-up for Drop is entirely free and doesn’t have any hidden charges as well. Once you’re a member and have linked accounts to Drop, the app will reward you with points every time you make a purchase. 

How much are drop points worth? Typically, you’ll get one or two percent of the amount you spend on the app. Each retailer and brand has its unique point rate on Drop. 

That’s why we can’t clearly say how much drop points are worth. You might earn more while shopping with one brand, and make less with the other, even if you’re spending the same amount. 

Besides that, your Drop points will not appear on your user dashboard immediately after you make the transaction. The app takes time to verify your purchases from your bank. This means it’ll take two or three days before you can check your earnings on the dashboard. 

You have to earn at least 5000 points on Drop before you can avail gift cards from their partner brands. Also, Drop has an earning cap at 5000 points per week, so once you reach the threshold, you’ll have to wait until next week to earn more points. 

Drop App Security

Linking accounts to the Drop app may be the most challenging part for users. The idea of an app tracking your purchases through your bank is enough to make you second guess its credibility. 

But, is Drop worth it? Well, we can’t state anything outright, but considering that it has the same security system as leading Fintech apps, your information is probably in safe hands. 

Their security system is also used by investment apps such as Acorn and Mint, preventing any malicious activity with your bank account. Besides that, it also has Transport Layer Security, making sure no one can access the information you share on their app. 

Moreover, Drop’s security system is thoroughly verified by DigiCert, a reputed third-party company that tests websites and apps for shady activities. Keeping these points in mind, you can safely enter your account details on the Drop app. 

Customer Service

When an app offers you reward points for conducting transactions through it, there’s money involved. And in this case, people will have a lot of queries. However, Drop’s customer service is not competent enough. 

They do provide an email address, but users report that the replies are delayed, or they never get a reply at all. However, Drop is working on a better customer service strategy to address these issues shortly. 

How to Earn Rewards on Drop

Now, this is perhaps the most important part of our Drop app review.

Drop App rewards

Apart from shopping, there are many ways you can make money on the Drop app. Here’s a list of earning opportunities for you to try out. 

In-App Shopping

The Drop app partners with more than 300 famous brands and retailers. This means if you shop smartly, you can earn cashback almost every day. The best part is, the app tracks purchases through your credit card, so whether you shop online or in-store, you can avail the cashback. 

Playing Games

Besides shopping, you can earn more on Drop by playing arcade games. You’ll get cashback when you download these games from Google Play or the App Store and bonus points for reaching targets and levels in the games. 

Taking Surveys

Taking surveys is one of the easiest ways to earn money online. You simply have to provide your viewpoints for the questions asked and earn rewards. 

Luckily, paid surveys are also available on Drop, but they don’t pay as much as dedicated survey sites. However, you can diversify your passive income strategy by taking up multiple tasks on the same platform. 

Promotional Deals

Apart from the fixed point rate, Drop brands also come up with promotional deals now and then on the app. If you keep your eye out, you can land amazing deals and get discounts on your favorite products and services. 

Sometimes, these promotional offers give out hefty points, which you can redeem at any of your top brands. 

Referral Bonuses

When you invite your friends to join the Drop app, they reward you and your friends as well. For every person that joins through your referral link, you and your friend both get a $5 bonus. 

Redeeming Drop Points

As we mentioned, you can redeem your points by receiving a gift card from one of your top brands. For every 1000 reward points on Drop, you can get $1 worth in gift cards. But, you have to wait till you reach the 5000-point threshold and get a gift card for $5. 


Supposing you have your eye on a $25 gift card, you have to earn 25000 points to avail it. Although you won’t get any cash prices, Drop offers gift cards from lots of popular brands, including:

  • Starbucks
  • Walmart
  • Target
  • Amazon
  • Best Buy
  • Nike
  • Dunkin’ Donuts
  • Adidas

Still, you can only get rewards from the top stores you choose while signing up, which narrows down your options a bit. 

Pros of the Drop App

Now that we’re almost done with the Drop app review, you have all the information you need to get started. Here’s a list of points that make the Drop app an attractive prospect for users. 

Defined Point System

Cashback sites sometimes confuse their users through their inconsistent point systems. That’s not the case with the Drop app.

They have a fixed point value for each of the brands they deal with, so you’ll know how many points you’ll get when you spend a specific amount on any store you visit through their site.

No Restrictions

Most of the time, when you register your credit card with a cashback app, other cashback apps won’t accept the card. Contrastingly, you can use your credit card registered on the Drop app with other cashback apps. This way, you can download multiple apps and maximize your earnings. 

Unique Stores Listed

Drop is a well-known cashback app. Therefore, some brands offer discounts through Drop only, such as Trader Joe’s, Safeway, or Chipotle. 

Cons of the Drop App

No online reward site is entirely perfect. You’re bound to find an aspect or two that doesn’t match your expectations. Here are some downsides to the Drop app that you should consider before signing up. 

No Cash Prizes

This is the biggest drawback of the Drop app. Even though the rewards are not much if seen from a cash perspective, it feels good to earn some actual money online. If you’re not into gift cards and discounts, this app is not for you. 

Rewards from Limited Brands

While the app features lots of brands, you can only avail rewards from the ones you select during the sign-up process. Just seems unfair. 

Weekly Points Cap

If you’re planning to earn by shopping till you drop, you can’t do so with this app. It has a cap that lets you earn only 5000 points weekly; any more than that will be canceled automatically. 

You Might End Up Overspending

You’ll overspend when you see multiple deals and rewards on cashback apps. It’s human psychology, and unfortunately, that’s the way most discount strategies work. Get ready to spend more on things you don’t really need if you’re joining Drop. 

Final Words

That concludes our Drop app review and brings us to the question, is Drop safe and legit? Considering the app’s security features and earning opportunities, we can say that it is legit and worth your time. 

However, it all comes down to what you need from your cashback app. If you’re expecting to earn cash prizes or create a steady income stream for yourself, the Drop app is not for you. 

On the other hand, if you just want to have fun and earn discounts on your favorite brands, Drop is an excellent option for you. 

According to us, what makes this app a great option is its exceptional security features. There are many cashback apps out there that ask for their users’ account credentials and turn out to be scams. 

Whichever cashback app you choose, make sure it has a reliable security system so that your sensitive information is in safe hands. 

Related Resources

Follow me on FacebookPinterestYouTube, and Twitter.

  • Share