DiversyFund Review 2021: Is It Safe?

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Real estate is considered one of the most rewarding investments, but do you always need a large sum of money to invest? Well, not always. Here is a detailed DiversyFund review that can help you get started with real estate investments.

What if I tell you there’s an income stream that 90% of millionaires have in common. Believe it or not, it’s real estate investing. According to Andrew Carnegie, most millionaires have used this passive income stream to maximize their wealth. 

But, what about not-so-wealthy people like us? Can’t we have a piece from the real estate revenue? 

Why not? Nowadays, REITs and online real estate crowdfunding have made real estate investment accessible for non-accredited investors. There are many sites available on the internet that let you start investing with as little as $500. 

If you’re concerned about going through the long list of options, don’t worry, this DiversyFund review has all the information you need. Read along to find out. 

DiversyFund Review

While rummaging through some of the best real estate crowdfunding options for non-accredited investors, I came across DiversyFund

To be honest, I was expecting a complex, monotonous website with limited investment options. 

However, I ended up quite surprised at the catchy, modern interface combined with a plethora of legit investment options. 

Mainly, the platform works in the same way as REITs, only more straightforward and completely automated. It purchases profitable multi-family properties and revamps them to generate a profit for its investors. 

The most appealing part of my DiversyFund experience was the accessible and beginner-friendly nature of its investment process. I’ve organized all the details in this DiversyFund review, so you can decide whether it’s worth a try or not. 

What is DiversyFund? 

Before I start my DiversyFund review, here’s a brief overview of the company for beginners who’re still getting to know the industry. This is a real estate investment company that lets its users invest in multi-family properties. 

DiversyFund logo

Located in major metropolitan cities, their multi-family housing complexes provide good returns to investors without any hassle. 

DiversyFund’s primary strategy for acquiring these properties is to add value. Instead of buying land and building the estates to generate revenue, the platform renovates and changes worn-down properties to increase their value. 

This means, while other real estate crowdfunding platforms let your buy and sell real estate shares,

DiversyFund gives you profit on the properties it already owns. That significantly minimizes the risk factor and lets you start investing with as low as $500. 

Besides that, amidst popular platforms that charge 2-5% of your annual returns to manage your assets, DiversyFund stands out by charging no fee at all. 

I bet these facts sound appealing enough for you to get started on DiversyFund right away. But, before you do, go through my detailed DiversyFund review to make an informed decision. 

How to Sign Up For DiversyFund?

Compared to other online real estate crowdfunding platforms, the sign-up process for DiversyFund is the most accessible one for beginners. 

Here, the platform will ask you a bunch of questions before you fill in your details. These questions are mainly about your investment goals and what you wish to achieve on the platform. 

Diversyfund review

After that, the site uses the information you provide to display relevant investment offers for you. This is quite helpful for beginners learning the ropes in the industry. 

Similarly, signing up for DiversyFund is exceptionally easy. Mainly because, unlike other platforms from its league, DiversyFund lets you sign-up using Facebook and Linkedin accounts as well. 

Diversyfund Login

Initially, I was pleasantly surprised to find these options on the main sign-up page, and it indeed made the process quicker and easier. After that, you’ll have to fill in some necessary details, including your name, address, phone number, and zip code. 

Diversyfund dashboard

Once you become a member, you’ll get access to your personal user dashboard. Here, you can review your complete investment portfolio, along with your investment details on DiversyFund, and other crucial details. 

How DiversyFund Works? 

Another aspect I found appealing on DiversyFund was its easy operation. The site has an intuitive interface, so navigating it is a breeze. 

Initially, the site works by letting you decide your starting investment.

While DiversyFund advertises a $15000 initial deposit as the most profitable investment, you can choose their Starter Investor or Auto Investor option to start with only $500. 

If you choose the Starter Investor option, you can invest any amount between $500-$5000. 

However, if you go with their Auto Investor option, you delegate your entire investment of $500 to the platform. Now, DiversyFund will invest your initial deposit and auto-invest your returns every month. 

After choosing your investment option and your initial investment amount, you can monitor all your activities on your user Dashboard. 

DiversyFund will buy and manage your investment properties themselves, so all you have to do is sit back and earn passive income in annual returns. 

Pros of DiversyFund

If you need to make a quick decision, I’ve listed down the main benefits of DiversyFund so you can consider them at a glance. 

Allows Non-Accredited Investors 

You don’t need to be an accredited investor to join DiversyFund. Sign-up for the DiversyFund Growth REIT program and start investing. 

Low Minimum Investment

While other real estate investment options require substantial initial investments, you can start with only $500 on DiversyFund. 

No Additional Fee

Most online real estate crowdfunding platforms charge a percentage from your annual investment returns as service charges. DiversyFund does not charge any additional fee, which makes it stand out among other options. 

Minimal Risk Factor

Instead of investing in potential projects, DiversyFund acquires properties that are already established. This means all their investment options are low-risk. 

Pre-Funded Investments 

As an investor, you don’t have to worry about not getting regular returns on the platform. That’s because DiversyFund already owns the properties their users invest in, so they are involved in the investment themselves. 

No Management Hassle 

If you invest in government REITs, you’ll have to overlook the management of your property yourself. However, DiversyFund manages your investments for you to relax and earn a passive income without any extra effort. 

Cons of DiversyFund

Similarly, DiversyFund has some drawbacks you should know before signing up. Here’s a list of some aspects I didn’t like about the platform that may be major turn-offs for some investors. 

No Liquid Assets 

DiversyFund offers no redemption policy for your investment. 

Constricted Assets 

The platform only owns some multi-family residential projects. This means if you direct all your investments into the platform, you can face risks through the concentration of assets. 

High Developer Fee

While there’s no investor fee or service fee involved if you invest through DiversyFund, the platform does charge a developer fee. The higher the developer fee, the lower returns you receive as an investor. 

DiversyFund Key Features 

Now that you have a brief overview of DiversyFund at a glance let’s get to the detailed part of my DiversyFund review. 

In this section, I’ve explained each feature it offers so you can get an insight into what you’re  signing up for on the platform. 

Illustrious Founding Investors

An interesting feature about DiversyFund is that it is backed by established real estate investors with credible portfolios. The founder Craig Cecilio was involved in the real estate market for more than two decades before creating an accessible investing platform for non-accredited investors. 

Similarly, Alan Lewis, the co-founder is also a celebrated real estate developer since 2014. Both of the founders bought their revolutionary ideas together when acquiring and renovating multi-family properties for DiversyFund. 

This increases the platform’s reliability and makes it an approachable and risk-free option for beginners. 

Beginner-Friendly Investments

If you’re already looking for REIT investment opportunities online, you probably know that most of them require previous real estate experience. Similarly, some platforms also provide a minimum real estate income threshold if you wish to participate. 

However, DiversyFund does not require any initial experience or qualification. This naturally makes their investment options approachable for individuals from all backgrounds, unlike other opportunities that are only available for wealthy investors. 

No Service Fee

When I first read about this notion, I personally thought that it was too good to be true. How can a platform not charge any fee for making real estate investment accessible for everyone? 

But, after scrounging through the website, I realized that the claims were actually true. The website doesn’t keep any percentage of your investment as a service fee, so every penny you deposit funds your investments to get you maximum returns. 

However, because they acquire the properties themselves first before generating profit for their investors, they charge developer or sponsor fee.

Investment Updates

What further appealed to me on the DiversyFund platform was its transparency. Upon becoming a member, you’ll find a page titled ‘Investment Updates’ on your user dashboard. 

Diversyfund investments

On this page, the website posts regular updates about where and when they use your investment deposit. These updates help you track your investments and constantly monitor the diversification of your portfolio. 

High Investment Returns 

Along with minimizing the risk factor on real estate investment, DiversyFund also ensures good annual returns for its investors. 

You see, DiversyFund only invests in multi-family residential projects that are already making money in rental income. After acquiring these properties, the platform renovates them and makes further changes to increase their profits. 

That’s why, while you’ll get only 10-12% returns from most online real estate crowdfunding platforms, DiversyFund offers 17% annual returns on your investment. 

DiversyFund Resources

Another aspect that makes DiversyFund an attractive platform for newbies is its helpful resources. Even if it is your first time joining an online real estate investment site, you can quickly learn the ropes by referring to their learning resources. 

DiversyFund Learning

You can access the learning portal through their page link on your user dashboard once you become a member. Here, you can find the details you need on topics like

  • Basic real estate investment 
  • How to get started on DiversyFund
  • How DiversyFund works and manages your investment
  • And how to manage your documents and taxing details as a real estate investor

Similarly, if you’re a well-informed user already, you can get regular updates about the real estate world on their blog. 

Diversyfund blog

There are many interesting articles and posts to sharpen your saw as a real estate investor. 

Besides that, the DiversyFund blog has interesting updates on investing in general. This way, you can reap the benefits of your initial investment while learning to diversify your portfolio simultaneously. 

DiversyFund Mobile App

For investors who want to track their investment returns and manage their portfolios on the go, DiversyFund provides a productive mobile app. You can download the app on your iOS or Android smartphone and sign-up to access your profile from anywhere you want. 

Even if you don’t want to download their app, their website is completely mobile-friendly as well. 

This means you won’t have to zoom into every option while operating the website on your smartphone browser. You can view a mobile-optimized version of each section on your phone and review your investments wherever you are. 

Overall Ratings

Now that we’re coming towards the end of my DiversyFund review, you’ve probably made your perception about DiversyFund. However, if you’re still asking is DiversyFund legit? Or, is DiversyFund safe? I’ve compiled a brief answer for you. 

Here’s the overall rating of my DiversyFund experience in the following areas, 


Getting started with DiversyFund is a breeze, so I’d rate the platform 4 out of 5 in this area. 


When it comes to features, DiversyFund offers ample resources and tools to help you make accessible investments. That’s why it gets a 4 out of 5 here as well. 

Customer Service 

DiversyFund’s customer service also gets a 4 out of 5 ratings from my side. That’s because apart from email and live chat, the platform also provides prompt support in the form of live calls. 

Value for Money 

Although DiversyFund charges substantial developer fees from its investors, it doesn’t charge any service or management fee. Besides that, it offers a high percentage of annual returns, so I would rate it 5 out of 5 for providing fantastic value for money. 

Final Verdict

Wrapping up my DiversyFund review, I’ll summarize everything I discussed above in a nutshell. 

DiversyFund is an accessible platform that makes real estate investment easy for both accredited and non-accredited investors. It charges no investment fee and lets you join with a low minimum investment. 

Similarly, the platform acquires and manages the property itself to give you a hassle-free passive income. 

So, is DiversyFund legit? Yes, it is. Is DiversyFund safe? Absolutely, if you can set your money aside for at least three to five years. And that’s about it. 

Remember to conduct thorough due diligence for any platform you consider before signing up to save your time and money. Good Luck!

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