9 Reliable Ways to Get Legit Walmart Cashback (Up to 15%)

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What ways do you use to save money on purchases and earn cashback? Here is a list of some of the most popular options to earn Walmart cashback.

In the past, coupons were the favorite way for Americans to save money. Nowadays, it is much easier to get cashback from numerous retails stores all over and save some money.

Better yet, if you do your shopping at Walmart, getting Walmart cashback is even easier.

Everyone has their monthly shopping expenses. But how great would it be to get some money back out of these purchases? Wouldn’t it be awesome to save some cash from your purchases every month?

Well, Walmart offers that awesome opportunity. There are several methods of earning Walmart cashback, whether you make your purchases in stores or online.

And, although you may need to put in some extra effort to regularly earn that Walmart cashback, the rewards you get are worth your while.

But, how much cashback can you get at Walmart?

How much cashback can you get at Walmart?

If you are considering the traditional method of cashback by using a debit card, then you can get back either $20, $40, $60, $80, or $100.

With a check, you can get back any amount as long as it’s $20 or less.

The good news is that if you want to double or triple stack cashback, you can nowadays by using a variety of apps, credit cards, and debit cards.

To me, that means that your cashback options are endless. You can even get cold hard cash with a purchase on your cashback debit card that is linked to a cashback app. Think about all the options!

Since numerous apps purport to offer Walmart cashback, here is a list of the most legit ones, that will also help us to see how much cashback we can get from Walmart.

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Best Ways to Earn Walmart Cashback

Let’s get into our list of the top ways to earn cashback at Walmart.

  1. Rakuten

Walmart cashback

Formerly known as Ebates, Rakuten is one of the oldest cashback platforms having been established in 1998. Itis arguably one of the best cashback apps to save money at some of the most well-known stores out there.

With Rakuten, you get an initial $10 bonus for just signing up and a $25 bonus for any referral you bring on board.

Similar to apps like Ibotta, this app is even a larger one, having the largest products and services selection in the world. One significant advantage of Rakuten is that it offers both desktop and mobile apps, which increases its flexibility.

Also, you will get cashback both for online and in-person purchases. Therefore, if you are looking for a great way to earn Walmart cashback, Rakuten is the way.

It might not have the highest rates, but it offers many more benefits. When you do your shopping at Walmart.com, you stand a chance to earn up to 5% cashback if the purchase is made through Rakuten.

However, there are specific exclusions, as well as terms and conditions to abide by, to get these rewards. Some categories, including sports, office supply, arts & crafts, and camping, are earning up to 5% cashback.

All the other product categories earn a cashback of around 1%.

Something that people might see as a drawback with Rakuten is their mode of payment.

The platform pays on a quarterly basis, and you receive the money only through PayPal or mailed checks.

Apart from this minor drawback, the rest of the process is superb, which makes it an excellent way to make money online.

If you want to learn more, read about the platform in our Rakuten review.


  1. Survey Platforms

When it comes to shopping, you can buy almost anything from Walmart.com or Walmart stores. This makes Walmart gift cards almost as good as having cash.

Survey platforms are one of the best sites where you can easily earn free Walmart gift cards.

Some of the most common platforms include:

  • Swagbucks

Walmart cashback

Swagbucks is a survey site that allows you to make money through simple tasks such as watching videos, taking surveys, or when you download apps. If you want to put some cash back into your wallet, then you better try Swagbucks.

It’s one of the best apps to make money on the go.

The platform enables you to earn free gift cards, as well as earn money for almost every activity you undertake online.

You also earn gift cards when you do online shopping, discovering deals, and play free games. All that you require to do is register, earn points, and earn gift cards that you can use in various stores, including Walmart.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$0.4 – $2 PayPal or Gift Cards $3 Read Full Review

If you shop online at Walmart.com using the Swagbucks app, you are eligible to receive a cashback reward. If you sign up, they will give you a $5 bonus.


  • Survey Junkie

survey junkieAnother awesome survey site that can get you some money back into your account is Survey Junkie. It is among the most trustworthy survey sites around and is a great alternative to Swagbucks.

For every survey you undertake, the platform will show you the exact points you will make, as well as the duration of each survey.

To start earning points, just sign up for this account for free and start accumulating points at once.

Every 100 points you make is equivalent to $1. Just register, take surveys to earn points and redeem your points through PayPal or as e-gift cards.

One of the major retail stores you can shop with the free gift cards is Walmart.

Therefore, if you are a regular shopper at Walmart, you can easily save by using Survey Junkie. It’s a pretty straightforward and easy Walmart hack to implement.


Survey Junkie

Up to $50 Per Survey

Survey Junkie is one of the leading survey sites. The site offers surveys paying up to $50 each survey. The site has over 10 million members. You can cash your earnings via gift card or PayPal. It’s very easy to join and start making money.

  • MyPoints

MyPoints LogoJust like Swagbucks, MyPoints is a survey platform that allows you to earn points through taking surveys and other small tasks such as a download of apps.

The platform offers a $10 bonus for just signing up. In fact, MyPoints and Swagbucks have a similar parent company.

MyPoints makes the accumulation of points much easier through their “daily 5” tasks. Whenever you complete the listed 5 activities, you earn five bonus points.

When you shop online at Walmart.com through the MyPoints platform, you earn 10 points for each dollar you spend on automotive and jewelry.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$2.5 PayPal or Gift Cards $3 Read Full Review

All other purchases you make on qualified products, you get four points for every dollar.


  1. Capital One Walmart Reward Card

Walmart Cashback

If Walmart is your regular store, then it will be great if you get yourself their Capital One card. With this rewards card, you are eligible to earn the following rewards:

  • 5% cashback on every purchase you make at Walmart.com, Walmart app, as well as grocery pickup and delivery.
  • 2% cashback when you make in-person purchases at Walmart stores, or Walmart & Murphy fuel stations based in the US.
  • 2% cashback on travel and restaurants.
  • 1% cashback on any other purchase at any place that accepts Mastercard.

There is also an introductory offer that allows you to receive a 5% cashback when you shop at Walmart store using this card for the first 12 months with Walmart Pay.

The card will enable you to earn rewards immediately after approval and charges $0 in annual fees.

With Capital One Walmart credit card, you can redeem your cashback through the following options:

  • Paying for a Purchase

This means that you can use your rewards to cover for purchase at Walmart.com.

  • Statement Credit

This method involves redeeming your rewards to reduce your credit card’s balance.

  • Gift Cards

The cashback can be redeemed for free gift cards from various retailers, including Walmart.

  • Travel

Using your rewards, you can redeem them to book for flights, pay for hotels, restaurants, and more.

Capital One Walmart reward card is a great step to managing your personal finances. You can read more on how to keep tabs with your finances in our article on why is personal finance important.

  1. Honey

Honey app

Honey is another awesome platform through which you can earn Walmart cashback.

The platform was revamped in 2019, and although they don’t offer a sign-up bonus, they have a $5 referral bonus.

Honey is not only an excellent platform to find coupons but also a great way to earn gift cards.

Through certain retailers like Walmart and Amazon, you can easily earn points, “Honey Gold,” which you can later redeem for free gift cards.

Currently, you can earn between 1% and 3% in “Honey Gold” rewards when you make a purchase on Walmart.com.

But how do you start earning these gold rewards?

  • Create an account, which is completely free and secure
  • Activate to earn as you shop
  • Redeem your Gold for a free Walmart gift card

To redeem your “Honey Gold” points, you first have to accumulate at least 1,000 points. From here, you can redeem the 1,000 Gold, for an equivalent of $10 cashback.

The main difference with this platform is that their rebates are not fixed. You get a random percentage of cashback when you make purchases at various stores.

Also, the “gold” earned can only be redeemed as gift cards.

  1. Other Cashback Credit Cards

Can you get cashback with a credit card at Walmart? Well, the correct answer is yes. If the Walmart Capital One card is not your favorite, there are still many other cashback credit card options you can explore.

Many of these cards will help you save on the purchase you make at Walmart, as well as other numerous stores. Some of the best examples of cashback credit cards include:

  • Discover it Cash Back

Walmart cashback

With this card, you are eligible to earn a 5% cashback for the purchases made in various retailers. One thing to note though is that, the spending categories that offer the 5% cashback change quarterly. This means that you have to keep on activating the bonus category every three months.

The categories that offer the cashback in one quarter might be offering 0% cashback in the coming quarter.

They keep on rotating, and you have to keep up. If you are looking for Walmart cashback through this card, the ideal period is between October and December.

In addition, this card matches your total cashback during the first year of membership, and you get the full amount.

For example, if you earned $200 as a cashback, it will match each dollar for another, to give you $400.

See related: Personal Capital Review: A Legit Alternative to Mint

  • Chase Freedom Unlimited

Chase freedom

If you are looking for a cashback card that is simple and that offers value, Chase Freedom Unlimited isone excellent example. The card offers an unlimited cashback of 1.5% for each purchase you make with it.

In addition, you will get a $200 cashback once you make purchases worth $500 within the initial three months of your account opening.

However, this offer is available only if you apply with Chase directly.

Other benefits that come with this card include low intro APR, zero annual fees, and no expiry date for cashback rewards.

To redeem your rewards, you can do so by receiving a direct deposit into your US savings and checking accounts, or a statement credit.

You can also redeem them for gift cards or use them to pay for travel.

  1. Ibotta


Through the Ibotta app, it’s possible to save money atthe various retail store, including Walmart, Home Depot, Target, and grocery stores, among others.

The platform offers a cashback reward on numerous products from multiple e-commerce sites and retailers.

With the Ibotta app, you are able to save more by shopping from your favorite retail stores.

It allows you to earn a cashback for the purchases you make online or in-store for various products such as clothing, groceries, home, travel and plenty of others.

When you shop in-store, all you need is to upload an image of the receipt and receive your cashback in less than 24 hours. When you shop online using the Ibotta app, you receive your cashback automatically.

It is an awesome way to save some money and get a cashback reward. They will even give you a $10 bonus when you sign up.


  1. Dosh

Dosh LogoDosh is another easy way to get cashback on purchases. The platform doesn’t deal with points or coupons; it purely deals with cash.

But how do you earn with Dosh?

  • Connecting Your Card

The first way to earn with Dosh is to connect your debit or credit card on this platform. Once you connect your card, you are eligible to get cashback for the purchases you pay for through the cards.

The linked cards earn you a 10% cashback when you shop from over 1,000 stores and restaurants. The cashback is directly and automatically deposited into your Dosh account.

One of these retail stores that offer a cashback for using Dosh is Walmart.

  • Get Paid for Referrals

Every time you refer a friend to Dosh, you earn $5 in rewards once they sign up and link their verified card.

  1. Discover Debit Card Cashback


Unlike in the past, where most cashback was on credit cards, tides have in the recent past changed. Wenow have the Cashback debit, which is an online checking account.

The account comes with a debit card, which allows you to receive a cashback on the purchases you make.

You earn a cashback of 1% for as much as $3,000 purchases you make through your debit card each month.

The great aspect of the Discover Cashback Debit Card is that there are zero fees.

This means that there are no account fees or maintenance fees. Walmart is among the many retailers from whom you earn cashback when you spend using the Cashback Debit Card.

See Related: 14 Apps Like Shopkick

  1. Paribus

ParibusCurrently, various online stores are offering price-match services and purchase protection.

That means that if you make a purchase and the price of the product drops later, you can quickly get a refund to cater to the difference.

Paribus is one app that allows this to happen. The platform tracks all your purchases and identifies whenever there is a drop in the price of the items you bought.

They then reach out to the customer service of that particular store on your behalf and gets your refund.

The good thing is that there are no costs associated with using this platform.

However, you will have to allow them to monitor your emails to help them locate the receipts for your purchases.


See Related: Ways to Get Free Money Right Now

Conclusion on Walmart Cashback

With Walmart, shopping can become an exciting activity. You can easily save money on the various purchases you make every month at Walmart.

I hope that from this Walmart cashback article, you can identify the various options available to earn a cashback, and choose the one that best suits you.

Saving money is one step towards financial freedom.

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Walmart Cashback

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