16 Best Passive Income Apps to Make Money

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Which are your favorite passive income apps? Are they lucrative? Well, here are some of the best passive income apps that you need to consider.g

16 Best Passive Income Apps to Make Money

Being able to earn passively is the ultimate desire for most people, no matter their age or status. It’s something that I focus on as I embark on my journey for financial freedom. It’s much easier to cut expenses than it is to increase your income. As a result, I’m much more income-oriented to improve my financial future.

Imagine earning even when you are asleep or just taking a vacation? Who would hate that kind of income really?

Well, although this is much easier said than done, a number of apps have been developed to make things much easier for everyone.

Today, we explore some of the best passive income apps we have in the market and see how they can turn around your finances.

List of Best Passive Income Apps to Make Money on the Go

After intensive research on the best apps for passive income, as well as trying out on some of them, here is a comprehensive list of some of the best ones:

  1. Fundrise

fundrise logo

If your goal is to earn real passive income, Fundrise is the app for you.

Unlike many others mentioned apps that are loyalty program, cashback, or lockscreen reward apps, Fundrise is entirely different.

The platform concentrates on making money through real estate investments.

With Fundrise, you have an opportunity to invest your hard-earned money, based on your goals, in a portfolio full of attractive real estate projects.

Each project in these portfolios is wisely selected and proactively developed, to facilitate the growth of your net worth.

This app is among the best passive income apps, which can easily help you attain that desired financial freedom.

Fundrise app allows you to invest in a million-dollar project, without having to wipe clean your bank account.

The app will also update you on the progress of each project in your portfolio.

Min To Invest Accredited Only? Fees Next Steps
$500 No 1%/year Read Full Review

The platform offers an iPhone app that gives you access to every feature available on desktops. This means that you can simply access every feature on the go.

While most real investment apps are only available for accredited investors, Fundrise offers some products that are available even to the nonaccredited investors.

In terms of payments, Fundrise is one of the apps that pay dividends to their investors. You can even opt to reinvest these dividends through a program they refer to as a dividend reinvestment program (DRIP).

While Fundrise helps you to accumulate assets, make sure to use apps like Personal Capital to manage all these assets.


See Related: RealtyMogul Review

  1. InboxDollars

InboxDollars Logo

If you’ve always wanted to know how to make extra money while doing fun and easy tasks, InboxDollars is the perfect answer.

This cashback program not only has shopping and cash offers but it also rewards you for watching TV, taking online surveys, etc.

In other words, InboxDollars is a reward club that pays out money for everyday activities. You can get real hard cash for shopping, searching the web, watching videos and taking surveys.

They have one of the top-rated mobile apps out there so you can make money on the go.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
Up to $5 Cash & Gift Cards $30 Read Full Review

It won’t make you a ton of money but it’s small wins like InboxDollars that can help you earn extra money for little additional work.

InboxDollars is a BBB A+ rated company. Since its foundation in 2000, it has paid out over $59 million to its’ members for everyday online activities. They will even give you a $5 bonus simply for signing up.

Want to learn more? Read more in our full InboxDollars review.


  1. Trim

Trim LogoTrim is an automated financial manager that will skim through your expenses. The automation will identify potential opportunities for you to “trim” expenses out of your monthly budgeting.

By using Trim, you will instantly lower your internet, cable and phone bills. If your bills need negotiating, Trim will do all the hard work for you and help you negotiate your bill lower.

It’s completely free to sign up for. If you do need to save, Trim will only ask for a share of the savings as a fee. There’s no direct money out of your pocket.

The app is completely passive as it requires no work on your end.

Once you sign up for Trim, you will be well on your way to saving money. It makes it way too easy to save money.


  1. Swagbucks

Swagbucks LogoSwagbucks is the ultimate money making app. You can make money by using Swagbucks by watching videos, playing games, taking surveys and so much more.

The app is generally on the semi-passive income scale as you won’t earn without at least some form of work required. It’s a great way to earn some extra income when you are bored on the go.

You’ll start filling up your account balance by doing some of the most routine tasks on the go. Another great part of Swagbucks is that they will give you a $5 bonus simply for signing up.

An added bonus is that you can earn significantly more cash simply by referring the app to friends. You can read more about the website in our full Swagbucks review.


  1. Airbnb

Airbnb LogoAirbnb is probably my favorite passive income app. Airbnb has the most potential as well. You can earn much more money from Airbnb than any other app out there.

For me, I earned at least $500 per month simply by renting out an extra room in my house. I used this extra income to fund investments that will better my financial future.

Airbnb is a great option for people wanting to earn additional cash. You get to tap into a database of millions of users instantly that can become customers. You can list your room and the same day you’ll have customers.

You’ll have cash flow in your pocket in no time. Payments are made out via PayPal, so it’s easy to get your cash directly in your bank account or investment accounts.

Here are some important pros and cons of becoming an Airbnb host to consider.


  1. Drop App


This is a free-to-join app that enables you to earn money rewards for shopping on your favorite sites and stores. With the Drop app, you can earn from typically any purchase you make, right from that early morning coffee, to that late-night food order.

Simply shop through the app and earn.

The main advantages of this app include:

  1. You earn from almost every shopping you do. Whether its food, travel or your regular shopping, you have a chance to get back a good portion of your expenditure.
  2. Earning points with minimal hassle. For each purchase you make through the Drop app, you earn points instantly. The points accumulate fast, and you can easily redeem them.
  3. The rewards are as good as having cash in your wallet. This is because you can spend them at almost any store or brand.

This includes:

  • Amazon
  • Uber
  • Netflix
  • Starbucks
  • Apple


  1. Dosh


Dosh is another app on our list of apps for passive income for smartphones. Through the Dosh app, you are able to earn cashback rewards for each purchase you make at participating stores and outlets.

The purchase, however, must be paid for via a credit card for you to qualify for the rewards.

The platform is popular for automatically sending some percentage of your earnings without the usual hassles present in other platforms.

Another great aspect of the app is that it doesn’t deal with points or coupons. It simply deals with hard cash.

This is how you earn with Dosh:

  • Link your cards. This means that every purchase you pay for using that linked card, you earn cash.
  • Shop or dine and earn cash. Get as much as 10% cashback for shopping or dining in over 1000 stores and restaurants.
  • Refer friends and make money. For every person you refer to Dosh, you receive a $5 bonus.
  • Transfer your money the way you want through PayPal or directly to your bank account.


  1. S’Mores Lockscreen App

passive income appsEarning passive income has never been easier than with S’Mores App. This is a locksreen app that enables you to make some extra bucks passively by letting them display contents and ads on your phone’s lockscreen.

By just installing the app on your device, and giving them authority to place ads, you will earn regardless of how many times you swipe your screen.

One great aspect of this app is that you don’t have to do anything extra to earn more. In fact, you don’t need to keep viewing more and more ads to make money. Just do what you usually do with your phone, and you are good to earn points.

This is how S’More App Works:

  • They display relevant ads and content on your smartphone’s lockscreen
  • You swipe either up, down, right, or left to unlock the phone
  • If what you see interests you, you can learn more
  • Earn points with each day that the app remains in your device
  • Redeem your reward points as gift cards


  1. Mistplay

best passive income apps

Mistplay is an incredible loyalty program, especially for gamers. The platform finds its way in our list ofbest passive income apps due to its ability to earn you money for doing what you always do.

For game lovers, this will simply add flavor to your gaming routine.

In addition to playing games as part of your entertainment or pass-time activity, you can now make money through Mistplay app.

Here is all you need to do to earn:

  • Identify new games present in your mix list
  • Select games and play
  • Gather points (play more earn more)
  • Redeem earned points
  • Invite more friends to the app and earn even more
  • Join competitions to rank better

For more information, read our Mistplay review blog and get everything you need to know to make money on Mistplay. If you are a gamer, you might also be interested in how to make money through other gaming apps like steam.

You can get more information on this from “Proven, Effective Ways to Make Money On Steam.”


  1. Paribus

paribus logo

Don’t just make a purchase and leave it at that. With the Paribus app, you can monitor the cost of your already-done purchases and get refunds when the price of some items goes down.

This platform, which has its roots in America, syncs with your email, to track your purchases and scan all your receipts.

Whenever, a lower price of a product you purchased appears, the app negotiates for a refund for you.

The difference in price will be sent to you, although just for the purchases you made recently. This means that the refund doesn’t apply for all purchases, rather for the recent ones.

But how good can this be? Imagine earning refunds for items you already bought. Well, with Paribus, you have a chance to make easy passive income.


  1. Acorns


Last but not least, in our comprehensive list is Acorns. This app is a combination of both micro-investing and micro-savings apps. Acorns work in a special way referred to as “round-ups.”

For example, if you make a $5.25 worth of purchase, the app rounds up the figure to $6. $5.25 is given to the vendor, while $0.75 is transferred into your account.

After this amount accumulates to $5, the app then transfers the amount to their Acorns robo-advisor.

Here, the money is invested for you and managed.

The app makes you spend a bit more and invests the extra money for you.


  1. Rakuten (Formerly Known as Ebates)

Rakuten app

Rakuten is perhaps one of the most famous apps that offer rewards to users for shopping. Rakuten acquired Ebates way back in 2014, but the full integration of the two was done much later in 2018.

Even with the integration, the new Rakuten app works similarly to the old Ebates app.

It gives you a chance to connect with a myriad of online companies that will pay you cashback rewards, especially when you shop.

The rewards received first goes to Rakuten, from where it is then distributed to the various users. With Rakuten, even your basic shopping will earn you some rewards.

The app is an incredible source of cashback rewards for your shopping activities. Don’t just shop; make your shopping activities as entertaining by earning rewards.

The app gets the revenue it uses for the reward program, mainly from various affiliate network links. By connecting to over 2500 stores, these stores pay Rakuten for introducing shoppers to them,  and Rakuten shares the commission with its users.

This is not a points-app, and it requires no forms to join. Also, they charge zero fees. Just join, shop, and receive cashback passively, for doing what you always do.

All your favorite store are in Rakuten, and you can earn as much as 40% cashback.

Best part? Rakuten has a $10 bonus simply by signing up.


See Related: How to Refer People and Earn Money

  1. Honeygain

best passive income apps

If you’ve been searching for an excellent and legit passive income app, Honeygain is one of them.

This app is a great source of extra income and requires minimal efforts on your side.

What this app does is to enable you achieve the full potential of your unused internet by turning your device into a gateway.

Data scientists will use this platform to access the internet, while the app manages all the connections from the scientists, strictly safeguarding them. By allowing the app to use your device as a gateway, you earn $1 for every 10 GB use of data.

One thing that is evident in their usage patterns is that they will use more data on some nights, and less data on others. The usage is entirely dependent on demand.

On a good month, you can earn between $40 and $50, and you can redeem this money through PayPal.

Also, the platform includes a coupon code known as “secret5” which allows new entrants to receive a bonus of $5.

Honeygain is one of the top passive income apps we have around, and that can help you make easy extra bucks.

Like what you are hearing? Read more in our Honeygain review.


  1. Seated

seated app logoThis app is one of the multiple money-making apps that is designed explicitly for dining in restaurants. With the Seated app, you earn gift cards for just making a dining reservation at a restaurant through the app.

You receive as much as 30% cashback when you make reservations and dine in some of the best restaurants.

Imagine making some money for eating. Yes, that possible.

With the Seated app, you just enjoy your favorite meal or drinks and earn big rewards.

But how does it work?

  • Identify a Spot

This includes browsing through over 1500 of the best bars and restaurants and selecting your favorite. You can choose a spot based on location, price or cuisine.

  • Take Your Seat

Simply make your reservation in advance, or use the app’s walk-in feature, when you want to do spontaneous dining. Once done with your dinning, take a snap of the receipt.

  • Earn Rewards

After that, you are eligible to earn rewards in the form of cashback, which you can use on various brands like:

  • Uber
  • Amazon
  • Delta
  • Airbnb


  1. SavvyConnect / SurveySavvy


This app is a branch of the SurveySavvy survey site that offers a chance for users to earn passive income.

With SavvyConnect, having the app installed on your phone can earn you $5 every month or around $60 annually.

The good thing with the app is that you can install it on various devices such as phones, laptops and tablets. If you can install the app in at least three devices, you can then earn around $180 annually of passive income.

What the app does is to gather data of the various activities you undertake and send you surveys that suit you best. These activities may include:

  • What products you shop online
  • Which apps you download or use
  • Your form of entertainment

As soon as your profile is ready, they start sending the surveys directly to your inbox. If you want to earn more, simply refer more friends to SavvyConnect.

Every time you refer a friend and they complete a task, you receive a bonus of between $5 and $15.

Better still, for each friend they refer, you also earn between $2 and $6 bonus. Which better way to earn passive income?

  1. Fronto

best passive income apps

Fronto is yet another awesome app that can’t miss on the list of best passive income apps.

The app is in the front line for apps that pay to use your lockscreen, especially in terms of pay.

And, although it was challenging to ascertain exactly how much one can earn, we can still make a close estimation.

Some users of this app indicate to earn $5 in a month, while there are others who claim to make up to $20 per month.

When we average this, we can say that it’s possible for one to earn $10 every month with the app.

This calculated per year shows that you can simply add $120 every year, to your passive income sources. That is not bad at all. Especially considering that you are investing nothing to earn that money.

The major distinction of this app with others is that you can increase your earning by engaging more with the ads.

Conclusion on the Best Passive Income Apps

In the current age and technology, being able to earn a passive income has become much easier. So many apps are there at your disposal that can help you do so, without you breaking much of a sweat.

But, you still need to identify the apps that offer the best rewards or returns. This detailed list offers you some of the best passive income apps that can really earn you some solid cash flow.

Choose the one that best suits you or a combination of several of them and increase your passive income sources.

If you want to learn more about how to add some extra buck into your account, you can read more of our blog posts such as our post on how to buy royalties to earn extra income.

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Frequently Asked Questions

What is Passive Income?

Passive income is a form of cash flow that requires little to no work at all. With passive income, you generate cash flow on a completely automated basis.

How Can You Earn Passive Income with Apps?

You can earn passive income by using apps that provide additional income opportunities like cashback, saving money, earn gift cards from walking and so much more. Finally, you can create apps to earn passive income but that requires more work than simply participating.

Are Passive Income Apps Safe?

It depends on the app.  Each app is different and no app is 100% safe. Certain apps have better privacy and data controls than others. You should do your research into each passive income app and read the privacy policy to understand how each company manages data.

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